Small Business Loan Risk Assessment

For small business owners, securing financing is often a necessary step toward growth. Whether it’s to expand operations, purchase inventory, hire additional staff, or invest in marketing initiatives, accessing capital can provide the fuel needed to propel a business forward. However, it’s essential for entrepreneurs to understand that borrowing money also comes with its share…

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5 Reasons Small Businesses Fund with Alternative Lenders

More and more, small businesses seek funding with alternative lenders as opposed to traditional banks. For one thing, traditional banks continue to make it hard for small businesses to access capital with increased guidelines and regulations. But let’s take a look at the other reasons: Quick Access to Capital First, alternative lenders often offer faster…

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Small Business Loan Application Process

The small business loan application process can be daunting if you don’t know what to expect. Whether you’re looking for a term loan, line of credit or something more like a flex-pay product, the basic process is similar across them all. Let’s review each step to provide a better understanding. Preparing your small business documentation…

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Approval stamp for small business loan

If growth plans for your small business require outside funding, one of your first steps is to understand your eligibility. Every financing provider has its own minimum requirements. We’ll examine what ZING Funding requires when applying for financing as an example. Time in Business Your business should be established for at least six months. This…

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