Lines of Credit

What you need to get started:

Min. 6 months in business

Personal Credit Score above 500

Monthly revenues above $10,000

A Business Bank Account

Weekly or monthly payment options

Lines of Credit up to $500,000.

With ZING Funding’s Line of Credit, you can get lines of credit up to $500,000 with weekly or monthly payment options. Give your business the option of accessing capital when you need it, and only pay interest when you use it.

You've got a business to run.

A Line of Credit makes financing accessible whenever you need it

Asset 1

Flexible Financing

Flexible financing that allows you to draw what you need when you need it.

Asset 3

Delayed Interest

Only pay interest for money while it is working for you.

Asset 4

Ultimate Capital Access

As draws are repaid those funds are available to draw again, giving you ultimate flexibility in capital access.


Financing Specialists

Helpful commercial financing specialists dedicated to make sure the loan works for your business.

Black female entpreneur finds out how easy it is to get a line of credit for her business.

What you need to get started

  • Time in business (6 months)
  • Personal credit (Above 500)
  • Monthly sales (Above $10,000)

Calvin W. secured a $50,000 line of credit with ZING Funding to help manage the cashflow of his HVAC repair company.

The line of credit gives Calvin the ability to draw what he needs when he needs it. He no longer needs to worry about an equipment purchase order and payroll hitting his account on the same day. 

Calvin draws money from his line of credit when he knows he has costs to cover. The money hits his business account same-or-next day and takes the stress out of managing his cashflow. Gone are the days of rushing to deposit checks or trying to decide what order can wait for next week. Calvin simply draws the money he needs from his line of credit to cover the expense and repays it when the funds come in. This ensures that he pays the minimal interest expense because his line of credit only charges him for the time the balance is outstanding. According to Calvin, “This line of credit makes it easier to run my business. Lorrie answered my questions and didn’t rush me when I wanted to think about the money.”

Are you ready to get pre-approved for business financing?

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